Disability Benefits
Employer Pays 100% of the Premium
Short-Term Disability insurance is “paycheck” protection and pays a percentage of your salary if you become temporarily disabled for a period of weeks. Common short-term disability claims include injury, pregnancy and minor surgeries.
Benefit Details |
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Employer pays 100% of the Premium |
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Benefits Percentage |
66.67% of employee's salary |
Elimination Period |
Injury = 7 days |
Benefit Duration |
Up to 12 weeks |
Minimum Weekly Benefit |
$25 |
Maximum Weekly Benefit |
$1,500 |
Pre-Existing Condition Duration |
None |
Employer Pays 100% of the Premium
Long-Term Disability insurance protects your ability to earn a paycheck. It pays a percentage of your salary if you become unable to work for a long period of time, months or even years. Common long-term disability claims include musculoskeletal disorders, cancer or serious illness and mental health issues.
Benefit Details |
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Employer pays 100% of the Premium |
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Benefits Percentage |
60% of employee's salary |
Elimination Period |
90 days |
Benefit Duration |
Greater of age 65 or Social Security Full Retirement Age |
Minimum Monthly Benefit |
Greater of 10% of the gross monthly benefits or $100 |
Maximum Monthly Benefit |
$10,000 |
Pre-Existing Condition Duration |
3/12 |