Voluntary Benefits
You have the option to purchase accident insurance, which helps to protect your finances after an accident. You are paid a lump sum if you have a covered injury and you can use the money to help pay for out-of-pocket medical costs or everyday expenses.
You have the option to purchase critical illness with cancer insurance, which provides a fixed, lump-sum benefit upon the diagnosis of a serious illness like heart attack, stroke and cancer. Benefits are paid directly to you and may be used for any reason from deductibles and prescriptions to travel expenses, childcare or other everyday expenses.
You have the option to purchase hospital indemnity insurance, which pays you benefits while you are confined to a hospital. This type of coverage is helpful because it covers your out-of-pocket expenses not covered by your medical plan.